There are 3 types that need to be considered here in Florida. Keep in mind these are purchased as separate policies.
- Basic homeowners insurance
- Flood insurance
- Wind insurance
If a buyer is financing the purchase of their home, all three types will be required to obtained a mortgage. For cash buyers, it is pretty much a personal preference and comfort level. Be sure to gather specifics about items covered or excluded, replacement costs or cash value, and limitations on claims. Shop around for rates and discounts. Inquire how you might save money by increasing deductibles, consolidating insurances, or senior discounts. Contact an insurance agent for details or call "Pine Island Pam" for local suggestions.
It's a great time to buy real estate! Take advantage of historically low interest rates, affordable housing prices and good inventory choices.
Call "Pine Island Pam" today to start your buying process. It's time you start living the island lifestyle! Our Creative Coast here in SW Florida is calling you to check out the Greater Pine Island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha.
Contact me at (239) 699-6567 or
Pam@PineIslandPam.com. Visit my website at
www.PineIslandPam.com.
Posted via OnFast -
http://www.OnFast.com
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