Get your ducks in a row ahead of time for less hassle & stress when applying for a mortgage.
1. Check your credit report from Equifax, Experian or TransUnion.
2. Get your financial documents in order ~ bank statements, pay stubs, tax returns.
3. Keep it simple for a few months ~ no out of the ordinary deposits or paying off large debts.
4. Don't change jobs if possible for 2 years prior to applying for a mortgage.
5. Save up for a downpayment. Have documentation for sources if gifted or from money market account.
Interest rates are very at their BEST.
~ 30 year fixed rate is 4.63%
~ 15 year fixed rate is 3.82%
It's a great time to buy real estate! Take advantage of historically low interest rates, affordable housing prices and good inventory choices.
Call "Pine Island Pam" today to start the buying process. Isn't it time you start living the island lifestyle? SW Florida is calling you to check out our Greater Pine Island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha.
Contact me at (239) 699-6567 or Pam@PineIslandPam.com. Visit my website at www.PineIslandPam.com.
Posted via OnFast - http://www.OnFast.com
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