Mortgage Monday

Pine Island Pam's Tip for Today:

Contact a lender and get pre-qualified for a mortgage BEFORE you go house hunting.  This is important for two reasons:

1. You know what price range of homes to consider.
2. Your offer will be stronger since you've already started the financing process.

Interest Rates continue to be good and reinforce NOW is the time to buy!
~ 30 year fixed rate is 4.61%
~ 15 year fixed rate is 3.80%

Real Estate is a good investment.  Call "Pine Island Pam" today to start the buying process.  Isn't it time you start living the island lifestyle?  SW Florida is calling you to check out our Greater Pine Island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha.

Contact me at (239) 699-6567 or Pam@PineIslandPam.com.  Visit my website at www.PineIslandPam.com.

Posted via OnFast - http://www.OnFast.com

Should I Get a Home Inspection?

Yes.  Buying a home may be the largest investment you'll ever make, so protect yourself.  You want to know all the potential problem areas of a property BEFORE you purchase it.  For a small investment now, you may save substantial money in the future.  Here are areas a basic home inspection will cover:

Structural ~ inspectors are not engineers, but can identify visual defects in areas requiring repairs.
Electrical Systems ~ check outlets, wiring, fuses or breaker boxes.
Plumbing ~ check mechanical systems, fixtures and for leaks.
Appliances ~ verify proper functioning.
Safety Hazards ~ while not environmental specialists, inspectors can identify dangerous conditions.

Be sure to inquire about a possible need for additional inspections such as termite, mold, chinese drywall, radon.  Here in Florida, it is a good idea to have a wind mitigation included in your inspection which may provide insurance discount rates. 

Call "Pine Island Pam" today to start your buying process.  It's time you start living the island lifestyle!  Our Creative Coast here in SW Florida is calling you to check out the Greater Pine Island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha.

Contact me at (239) 699-6567 or Pam@PineIslandPam.com.  Visit my website at www.PineIslandPam.com.


Posted via OnFast - http://www.OnFast.com