Closing Costs for Buyers

When buying a home, there are a variety of fees and expenses to be paid at the time of closing. Your Realtor can provide you with a general estimation of costs.  However, the title company or closing agent will provide you with the final itemized settlement statement.  Here are a few common closing costs to look for:

• Deed recording
• State deed tax stamps
• Recording fees
• Home inspection costs
• Survey costs
• Proration of taxes, utility, garbage, etc.
• Water transfer fees
• Settlement fees
• Document preparation & review fees
• Mortgage related fees ~ loan origination, points, private mortgage insurance premium, insurance escrow for homeowner's insurance, property tax escrow, appraisal, credit report
• Title insurance, however, in the state of FL the seller is usually responsible for this charge

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Posted via OnFast - http://www.OnFast.com