Mortgage Monday on Tuesday

My stepson got married in St Augustine, FL over the weekend. So "Mortgage Monday" is going to be "Mortgage Tuesday" this week. I may be biased, but it was the most beautiful wedding I've ever attended!  Anyway, mortgage rates are down.  Run out and get one now!
  ~ 30 year fixed rate is 4.12%
  ~ 15 year fixed rate is 3.33%

Contact a local mortgage consultant to calculate how much of a mortgage you can fit into your budget. Then ~ call "Pine Island Pam" to start the buying process. Isn't it time you start living the island lifestyle?  Check out our Greater Pine Island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha.   SW Florida, the "Creative Coast" is waiting to be discovered.  Thinking of selling your home?  Call "Pine Island Pam" for a free, in home market analysis.

Contact me at (239) 699-6567 or Pam@PineIslandPam.com.  Visit my website at PineIslandPam.com.


"Pine Island Pam"
Pam Bieber, Realtor?, GRI
Pine Island Realty, Inc.
Cell: (239) 699-6567
Fax: (239) 791-1127
Office: (800) 741-0805

Posted via OnFast - http://www.OnFast.com

Listingbook - Get It Now!

If you are buying or selling a home, consider getting a Listingbook account.  This program offers a convenient and easy way to obtain information about the local real estate market.  Find out about a property's list price, number of days on the market, price changes and sold prices. Contact "Pine Island Pam" and request an account today so you can search the MLS like an agent.

Thinking about buying or selling real estate in the Greater Pine Island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha?  Sellers ~ call "Pine Island Pam" for an appointment and FREE comparative market analysis (CMA).  Buyers ~ work with a local island girl who knows the business.  Call (239) 699-6567 or e-mail Pam@PineIslandPam.com.  Check out my website at PineIslandPam.com.
Posted via OnFast - http://www.OnFast.com

Tropical Island Retreat For Sale

  
Beautifully updated stilt home with Gulf Access listed at $310,000.  Check out the Virtual Tour.  Call "Pine Island Pam" for a showing.

Today's real estate market is a challenge.  Be smart ~ work with a local island girl who knows the business. "Pine Island Pam" delivers good old fashioned customer service along with up to date technology for today's competitive market.  Call (239) 699-6567 or e-mail Pam@PineIslandPam.com.  Check out my website at PineIslandPam.com for more information about our island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha.

Posted via OnFast - http://www.OnFast.com

Labor Day Mortgage Monday

Labor Day reminds us of the achievements made by American workers and their contributions to our country.  As so many face challenges amidst these economic times, let us not forget the strength of our nation and the resiliency of our people.  Interest rates are at their best and home ownership is still the reachable American dream.
  ~ 30 year fixed rate is 4.22%
  ~ 15 year fixed rate is 3.39%

Contact a local mortgage consultant to calculate how much of a mortgage you can fit into your budget. Then ~ call "Pine Island Pam" to start the buying process. Isn't it time you start living the island lifestyle?  Check out our Greater Pine Island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha.   SW Florida, the "Creative Coast" is waiting to be discovered.  Thinking of selling your home?  Call "Pine Island Pam" for a free, in home market analysis.

Contact me at (239) 699-6567 or Pam@PineIslandPam.com.  Visit my website at PineIslandPam.com.

"Pine Island Pam"
Pam Bieber, Realtor?, GRI
Cell: (239) 699-6567
Fax: (239) 791-1127
Office: (800) 741-0805
Posted via OnFast - http://www.OnFast.com

Closing Costs for Buyers

When buying a home, there are a variety of fees and expenses to be paid at the time of closing. Your Realtor can provide you with a general estimation of costs.  However, the title company or closing agent will provide you with the final itemized settlement statement.  Here are a few common closing costs to look for:

• Deed recording
• State deed tax stamps
• Recording fees
• Home inspection costs
• Survey costs
• Proration of taxes, utility, garbage, etc.
• Water transfer fees
• Settlement fees
• Document preparation & review fees
• Mortgage related fees ~ loan origination, points, private mortgage insurance premium, insurance escrow for homeowner's insurance, property tax escrow, appraisal, credit report
• Title insurance, however, in the state of FL the seller is usually responsible for this charge

Today's real estate market is a challenge.  Be smart ~ work with a local island girl who knows the business. "Pine Island Pam" delivers good old fashioned customer service along with up to date technology for today's competitive market.  Call (239) 699-6567 or e-mail Pam@PineIslandPam.com.  Check out my website at PineIslandPam.com for more information about our island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha.

Posted via OnFast - http://www.OnFast.com