Happy 2013! May it be a prosperous year for all. Best wishes from "Pine Island Pam."
"An optimist stays up until midnight to see the New Year in. A pessimist stays up to make sure the old year leaves."
Need a Realtor to help you start off the New Year right? Call (239) 699-6567 or e-mail Pam@PineIslandPam.com. Check out my website at PineIslandPam.com.
Happy 2013! May it be a prosperous year for all. Best wishes from "Pine Island Pam."
"An optimist stays up until midnight to see the New Year in. A pessimist stays up to make sure the old year leaves."
Need a Realtor to help you start off the New Year right? Call (239) 699-6567 or e-mail Pam@PineIslandPam.com. Check out my website at PineIslandPam.com.
The Mortgage Forgiveness Debt Relief Act is set to expire on December 31, 2012 unless Congress agrees to an extension. Sellers of distressed properties closing in 2013 need to be aware of potential tax ramifications on their forgiven debt. Sellers ~ be sure to talk with your financial consultant if you think you may be effected by this expiration.
Thinking about buying or selling real estate in the Greater Pine Island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha? Sellers ~ call "Pine Island Pam" for an appointment and FREE comparative market analysis (CMA). Buyers ~ call for a FREE Listingbook acount and search the MLS like an agent. Call (239) 699-6567 or e-mail Pam@PineIslandPam.com. Check out my website at PineIslandPam.com.
Merry Christmas to all. May your and your families enjoy & share the spirit of the season to it's fullest!
Call (239) 699-6567 or e-mail Pam@PineIslandPam.com. Check out my website at PineIslandPam.com for all your real estate needs.
Mortgage rates remain low making the American Dream of Homeownership within reach!
~ 30 year fixed rate 3.37 %
~ 15 year fixed rate 2.65%
Have you been renting your home? With such low interest rates, NOW is the time to become a home OWNER. Contact a mortgage consultant to start the process. Then it’s time to call "Pine Island Pam" to begin shopping for your island home. Check out our Greater Pine Island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha. SW Florida, the “Creative Coast” is waiting to be discovered. Thinking of selling your home? Call “Pine Island Pam” for a free, in home market analysis.
Contact me at (239) 699-6567 or Pam@PineIslandPam.com. Visit my website at PineIslandPam.com.
As I opened up this week's Pine Island Eagle local newspaper, I had to chuckle. I love living on this quirky, unique, fun-loving island community. The article headlines read, Couple uses ladder as Christmas tree. Need I say more? Check out the link and see why we are called Florida's Creative Coast.
Today’s real estate market is a challenge. Be smart ~ work with a local island girl who knows the business. “Pine Island Pam” delivers good old fashioned customer service along with up to date technology for today’s competitive market. Call (239) 699-6567 or e-mail Pam@PineIslandPam.com. Check out my website at PineIslandPam.com.
It is time to go holiday shopping and around here we like to keep it local. Shop Matlacha and Pine Island to support our community businesses! This weekend is our Creative Coast Weekend with lots of special events and holiday spirit. Stop by Pizza Bella's for a delicious slice. Stroll through Island Visions for the perfect gift for that special someone. Head to Bert's Pine Bay Gallery at 5:30 for Robert Macomber's final book signing for this year. And of course don't forget Bert's Bar for a cold one. 'Tis the season to be jolly!
Thinking about buying or selling real estate in the Greater Pine Island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha? Sellers ~ call "Pine Island Pam" for an appointment and FREE comparative market analysis (CMA). Buyers ~ call for a FREE Listingbook acount and search the MLS like an agent. Call (239) 699-6567 or e-mail Pam@PineIslandPam.com. Check out my website at PineIslandPam.com.
Mortgage rates are great - ACT NOW!
~ 30 year fixed rate 3.34 %
~ 15 year fixed rate 2.67%
Need a mortgage specialist? Call "Pine Island Pam" for some guidance. Check out our Greater Pine Island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha. SW Florida, the “Creative Coast” is waiting to be discovered. Thinking of selling your home? Call “Pine Island Pam” for a free, in home market analysis.
Contact me at (239) 699-6567 or Pam@PineIslandPam.com. Visit my website at PineIslandPam.com.
Check out this article about the housing recovery in Florida.
Today’s real estate market is a challenge. Be smart ~ work with a local island girl who knows the business. “Pine Island Pam” delivers good old fashioned customer service along with up to date technology for today’s competitive market. Call (239) 699-6567 or e-mail Pam@PineIslandPam.com. Check out my website at PineIslandPam.com.
Mortgage rates are great - ACT NOW!
~ 30 year fixed rate 3.34 %
~ 15 year fixed rate 2.67%
Need a mortgage specialist? Call "Pine Island Pam" for some guidance. Check out our Greater Pine Island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha. SW Florida, the “Creative Coast” is waiting to be discovered. Thinking of selling your home? Call “Pine Island Pam” for a free, in home market analysis.
Contact me at (239) 699-6567 or Pam@PineIslandPam.com. Visit my website at PineIslandPam.com.
Mortgage rates remain low making the American Dream of Homeownership within reach!
~ 30 year fixed rate 3.32 %
~ 15 year fixed rate 2.64%
Contact a local mortgage consultant to calculate how much of a mortgage you can fit into your budget. Then ~ call "Pine Island Pam" to start the buying process. Isn't it time you start living the island lifestyle? Check out our Greater Pine Island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha. SW Florida, the “Creative Coast” is waiting to be discovered. Thinking of selling your home? Call “Pine Island Pam” for a free, in home market analysis.
Contact me at (239) 699-6567 or Pam@PineIslandPam.com. Visit my website at PineIslandPam.com.
Check out this article about home sales being the highest in five years.
Today’s real estate market is a challenge. Be smart ~ work with a local island girl who knows the business. “Pine Island Pam” delivers good old fashioned customer service along with up to date technology for today’s competitive market. Call (239) 699-6567 or e-mail Pam@PineIslandPam.com. Check out my website at PineIslandPam.com.
The housing market is recovering. Sales are increasing, housing inventory decreasing. Opportunity is knocking, what are you waiting for?
~ 30 year fixed rate 3.34 %
~ 15 year fixed rate 2.65%
Interest rates are so low. NOW is the time to become a home OWNER. Contact a mortgage consultant to start the process. Then call "Pine Island Pam" to begin shopping for your island home. Check out our Greater Pine Island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha. SW Florida, the “Creative Coast” is waiting to be discovered. Thinking of selling your home? Call “Pine Island Pam” for a free, in home market analysis.
Contact me at (239) 699-6567 or Pam@PineIslandPam.com. Visit my website at PineIslandPam.com.
Housing market uptrend expected through 2014 - this is good news! Check out this informative article for details.
Contact "Pine Island Pam" to begin exploring SW Florida's Creative Coast. Check out the Greater Pine Island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha. Isn't it time you start living the island lifestyle? Call me at (239) 699-6567 or e-mail Pam@PineIslandPam.com. Visit my website at PineIslandPam.com.
10 Things to Take the Trauma Out of Homebuying
1. Find a real estate professional who’s simpatico. Homebuying is not only a big financial commitment, but also an emotional one. It’s critical that the practitioner you choose is both skilled and a good fit with your personality.
2. Remember, there’s no “right” time to buy, any more than there’s a right time to sell. If you find a home now, don’t try to second-guess the interest rates or the housing market by waiting. Changes don’t usually occur fast enough to make that much difference in price, and a good home won’t stay on the market long.
3. Don’t ask for too many opinions. It’s natural to want reassurance for such a big decision, but too many ideas will make it much harder to make a decision.
4. Accept that no house is ever perfect. Focus in on the things that are most important to you and let the minor ones go.
5. Don’t try to be a killer negotiator. Negotiation is definitely a part of the real estate process, but trying to “win” by getting an extra-low price may lose you the home you love.
6. Remember your home doesn’t exist in a vacuum. Don’t get so caught up in the physical aspects of the house itself—room size, kitchen—that you forget such issues as amenities, noise level, etc., that have a big impact on what it’s like to live in your new home.
7. Don’t wait until you’ve found a home and made an offer to get approved for a mortgage, investigate insurance availability, and consider a schedule for moving. Presenting an offer contingent on a lot of unresolved issues will make your bid much less attractive to sellers.
8. Factor in maintenance and repair costs in your post-homebuying budget. Even if you buy a new home, there will be some costs. Don’t leave yourself short and let your home deteriorate.
9. Accept that a little buyer’s remorse is inevitable and will probably pass. Buying a home, especially for the first time, is a big commitment, but it also yields big benefits.
10. Choose a home first because you love it; then think about appreciation. While U.S. homes have appreciated an average of 5.4 percent annually from 1998 to 2002, a home’s most important role is as a comfortable, safe place to live.
Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS® Copyright 2005. All rights reserved. www.REALTOR.org/realtormag
Today’s real estate market is a challenge. Be smart ~ work with a local island girl who knows the business. “Pine Island Pam” delivers good old fashioned customer service along with up to date technology for today’s competitive market. Call (239) 699-6567 or e-mail Pam@PineIslandPam.com. Check out my website at PineIslandPam.com for more information about our island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha.
Mortgage rates are within reach, become a homeowner now!
~ 30 year fixed rate 3.39%
~ 15 year fixed rate 2.70%
Have you been renting your home? With such low interest rates, NOW is the time to become a home OWNER. Contact a mortgage consultant to start the process. Then it’s time to call "Pine Island Pam" to to begin shopping for your island home. Check out our Greater Pine Island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha. SW Florida, the “Creative Coast” is waiting to be discovered. Thinking of selling your home? Call “Pine Island Pam” for a free, in home market analysis. Contact me at (239) 699-6567 or Pam@PineIslandPam.com. Visit my website at PineIslandPam.com.
Thanks to all my family, friends and co-wokers who supported me through the process of getting my Broker's License. Completing the course work and preparing for the state exam was demanding, I couldn't have done it without you. I now have more tools under my belt to as we head in to this season which I'm sure will be a busy one.
Today’s real estate market is a challenge. Be smart ~ work with a local island girl who knows the business. “Pine Island Pam” delivers good old fashioned customer service along with up to date technology for today’s competitive market. Call (239) 699-6567 or e-mail Pam@PineIslandPam.com. Check out my website at PineIslandPam.com for more information about our island communities of Bokeelia, Pineland, Pine Island Center, St James City and Matlacha.
